Coaster Mission

The emotional roller coaster of facing foreclosure and keeping your cool while navigating the loan modification process
The emotional roller coaster of facing foreclosure and keeping your cool while navigating the loan modification process.
One in every 7 homeowners is facing foreclosures the numbers of people in crisis are at epic proportions in 2009 and growing, unfortunately most of the reports only deal with the implications on the lenders and the help is slowly trickling in. The lenders were not prepared to deal with the kind of numbers of loan modification requests coming in and have had to ramp up and train staff just to try to catch up. A handful are doing a good job and the others unfortunately are still navigating through the crisis at a snails pace and cannot keep up with the sometimes weekly changes in systems and guidelines. For the employees at the lender it is a different kind of stress and issues of workload that sometimes gives you a less than pleasant person to deal with on the other end of the line. You must put this all into perspective for you to avoid frustration and add to your own stress with giving other peoples attitudes too much importance. It is important to get prepared and dig deep inside to find patience if one is to venture into trying to save your home and do it yourself as recommended by the government, and the lenders. The collapsing housing market offers tremendous stress and uncertainty for many and many psychologists warn foreclosures take a deep emotional toll on people and families as well. If you are going through this you will know what they are talking about.
Your home carries a sentimental attachment that brings a complex sense of loss and emotional roller coaster for many people when faced with the thought of foreclosure. People don’t just live in a house they consider it a home filled with memories, friends, community and familiarity. When faced with losing your home all of these feelings and emotions get triggered and surface, and you may say or do things you will later regret. Thats why it is important to prepare yourself mentally to be able to navigate the foreclosure and loan modification process without losing your cool.
Foreclosure strikes a deep chord in our financial security and can bring up many wounds and issues of deep stress, isolation, rejection and abandonment for families. Losing a home and being forced to move means there has been a breach in financial security and that’s very scary. It is important to deal with the emotional side of things when faced with the huge stress of working on saving your home so that you can come out of this experience stronger and with your health in tact.
1. You Must Acknowledge your feelings and keep your stress level under control.
Make sure you don’t suppress your emotions, so that a negative pileup or blowup does not occur or affect your health. Talk to a good friend or use another form of creative outlet such as journaling or drawing to express your feelings.
2. Avoid connecting negative thoughts to your feelings.
Focus on positive productive thinking instead of regrets. Don’t think “I am a bad person for letting this happen,” instead its best to think, “this is a bad experience, but I am going to focus and be determined to work hard to remedy the situation.”
We need to have a good vision and plan of your desired outcome so that you can navigate the obstacles and frustrations that come with working on a loan modification so you can be successful. Henry Ford said “Obstacles are those frightful things you see when you take your eyes off your goal”. The art of achieving small daily goals begins with setting them and coming up with a plan and this is essential to building your confidence and having a positive outlook towards your future.
You must expose yourself to positive thoughts many times throughout every day. The mind is very strong and we rarely realize its full potential. Positive thoughts create energy while negative thoughts destroy energy. Read inspirational stories. Only listen to positive news and refuse to allow the negative news into your thinking, listen instead to the positive. Utilize affirmations. Make a list of everything that you are thankful for and read it regularly. We all have a choice of how we focus our energy focus it on what you do want not on what you do not want to occur. Energy flows where attention goes.
3. Live in the NOW.
While we need to learn from the past and plan for the future. It is a waste of time and energy to have anxiety over things we ultimately no longer have control over. We can use the past as a learning tool to avoid repeating the same mistakes, but there is absolutely no value in second guessing our past decisions or blaming ourselves. Do not dwell on the past. In addition, neither is spending too much time worrying about the future. You can be more productive with your time in the present as it is the only thing we can control. Take it one day at a time facing each new situation as it comes and applying the lessons you have learned to today’s situations. It is important for you to set your goals and work daily and without getting frustrated in that direction to get them accomplished. If you have the confidence that you are doing the best you can and moving forward you can have a positive attitude towards everything you do, it will and does make a difference in every situation.
4. Strengthen your family.
Let your kids and family know that you are doing everything in your power to remain in your home and at the same time assure them that any decisions you need to make will be the right ones for your family even if it includes moving. It is better that you speak with your family without causing fear. At the same time when they see you giving it your all and not giving up it will teach everyone a valuable lesson of determination and strength regardless of the outcome.
5. It is ok to ask for help.
It is not a sign of weakness but an act of strength to recognize you need help and for you to seek and ask for help whether it be simply to talk to someone to get a new perspective and renew your strength or you need to work on some anxiety reducing excercise. Whether it is from a financial counselor or a mental health advisor, if you think you are in over your head, seek out assistance. We all need a little help sometimes.
6. Consider Activities that promote inner peace such as meditation and yoga.
Daily life may often cause lots of turmoil in your mind and emotions. Stress with your job, your family and political or economical situation of your surroundings of your life may cause lots of anxiety, fears, emotions and thoughts, acting like a storm inside you.
- empty your mind to become ready for pure consciousness
- empty your emotions to become aware of your surroundings emotions
- relief all your stress and emotional and / or mental pressure
- create peace of mind and harmony within yourself
- replace your emotional or mental turmoil by something positively and actively sacred and Divine
In the end, remember that the most important things in life are your health, happiness and family and none of these are worth compromising. The worst thing you can do is nothing. Only determination, faith, hard work and mental strength.
Knowledge is power. Empower yourself today. About the author Anna Cuevas
Consumer Advocate and Expert Trainer for Mindset & Empowerment has used her knowledge to Successfully Modify Mortgages & SAVE Homes. As a Loan Mod Guru her mission is to:
To empower people w/knowledge & help them be their very best. My 23+ yrs. of experience which includes vast insider knowledge and expertise enables me to empower people & reduce frustration during negotiations & loan modification process with their bank. Proven Record of Achievement: Modified over 110 loans including Sale Reversals. My expertise can empower others during the housing crisis w/insider tips, process, & knowledge. Extremely Resourceful. Trustworthy. Dedicated, Expert Reputation of Going Above & Beyond whats required.
visit my blog:
For a Free Special Report “Dirty Little Loan Modification Secrets” You Must Know, please go to www.askaloanmodguru.com and sign up. In addition please click on the comments box and share your story with us.
About the Author
Consumer Advocate/ Expert Trainer for Mindset & Empowerment to Successfully Modify Mortgages & SAVE Homes/Loan Mod Guru.
Proven Record of Achievement: Modified over 100 loans including Sale Reversals. My expertise can empower others during the housing crisis w/insider tips, process, & knowledge. Extremely Resourceful. Trustworthy. Excels in meeting objectives using independent action, prioritization & leadership. Confident & poised interactions w/individuals at all levels. Self-motivated. Dedicated, Expert Reputation of Going Above & Beyond whats required. High standards. Achieves results in all life issues.
Sonic Colors (DS) Music Extended – Violet Void – Asteroid Coaster – Mission
|
|
Coaster Rectangular Butcher Block Farm Dining Table,Solid Natural Wood Finish $133.11 This simple dining table will give your casual dining room a charming style that you will love. The smooth rectangular top has rounded edges, above pretty turned legs. Available in a Natural or lovely two tone Natural and White finish, this table will blend beautifully with your decor. Pair with the matching chairs for a stylish ensemble that you will love.Dimensions: Evans Collection Table (Coast… |
|
|
Set of 2 Dining Chairs Mission Style Medium Brown Finish $77.51 Dimension: 19 1/2″W x 21″D x 39″H Finish: Medium Brown Material: Solid Hardwood Set of 2 Dining Chairs Mission Style Medium Brown Finish Features mission style that adds a modern touch in a medium brown finish. Item will complement the most sophisticated to casual décor. Matching dining table & buffet hutch are available separately. Assemble required…. |
|
|
Wood Country Style White Farmhouse Dining Bench with Natural Finish Seat $46.49 This new white solid wood bench has a beautiful farmhouse style with a natural finish seat. It is great for use at the dining room table and can seat 2 people comfortably. Dimensions: 47″ Long x 14″ Wide x 18″ Tall. This listing is only for the dining bench. It does not include the rest of the dining set…. |
|
|
Rock N’ Roll Era: 1958 $21.81 Tracklist: Chuck Berry – Johnny B. Goode Music By, Lyrics By – Chuck Berry 2:40 Eddie Cochran – Summertime Blues Music By, Lyrics By – Eddie Cochran, Jerry Capehart 1:53 Conway Twitty – It’s Only Make Believe Music By, Lyrics By – Conway Twitty, Jack Nance 2:15 Little Richard – Good Golly, Miss Molly Music By, Lyrics By – John Marascalco 2:09 Huey “Piano” Smith And Th… |
|
|
Mission One $7.99 … |
|
|
Rich Diesslins Funny Cartoon Gospel Cartoons – Jesus – On a Mission from God – Coffee Gift Baskets – Coffee Gift Basket $54.99 Jesus – On a Mission from God Coffee Gift Basket is measuring 9x9x4. Contains 15oz mug, BONUS free set of 4 coasters, biscotti and 5 blends of gourmet coffee. French Vanilla, Kenya AA, Decaf Colombian Supremo, Chocolate and Italian Roast Espresso elegantly presented in our signature black planet coffee gift box. A very nice and thoughtful gift for any occasion…. |
|
|
Rich Diesslin The Cartoon Old Testament – Isaiah 61 1 4 Isaiahs Gospel the Prequel Bible mission statement proclaiming the good news – Coffee Gift Baskets – Coffee Gift Basket $44.99 Isaiah 61 1 4 Isaiahs Gospel the Prequel Bible mission statement proclaiming the good news Coffee Gift Basket is measuring 9x9x4. Contains 15oz mug, BONUS free set of 4 coasters, biscotti and 5 blends of gourmet coffee. French Vanilla, Kenya AA, Decaf Colombian Supremo, Chocolate and Italian Roast Espresso elegantly presented in our signature black planet coffee gift box. A very nice and though… |
|
|
Mission Style Breakfast Set with White Tile Top with Stools $113.59 White mission style breakfast three pieces combo dinettes set with rectangular tile framed wood top breakfast table with three vertical slats on each side and two bar stools with round seat and two spindle on each side in oak finish. Dimension – Table: 24″W x 36″D x 34 1/4″H, Stool: 24″H… |
|
|
Somerton Wooden Storage Bench in Golden Brown $99.95 501008 Features: -Somerton Wooden Storage Bench.-Casual style. Color/Finish: -Medium Brown finish. Dimensions: -Dimensions: 25.25” H x 48” W x 17” D…. |
|
|
Mission Style Oak Finish Plant Stand by Coaster $66.72 Brought to you from the people at Coaster is a square oak table done in the mission furniture style. It works great as a plant stand, but can also be used like any other table top, a good place for an extra lamp. The shelf underneath is perfect for CD’s, magazines, or books, brought to you from efurnitureshowroow. This item is usually in stock and shipping is always free.Dimensions: Oak Plant Stan… |
|
|
4844 Coaster Mission Style Oak Futon $320 This lovely Casual Futon Frame with Mission Slat Detail will give your spare bedroom or den a stylish look The wide wooden arms have mission inspired slat detail along the side with a smooth frame and simple square legs all in warm medium solid oak f… |
|
|
100622 Meadowbrook Side Chair by Coaster (Set of $142 The Mission Look Side Chair by Coaster is manufactured in traditional style It is made of solid hardwood and rendered in a medium brown finish This lovely piece from the Mission Look Collection is sure to provide your dining area with the atmosphere … |
|
|
On A Mission $6.49 On A Mission |
|
|
901049 3 Pieces Nesting Table Set in Mission Style by Coaster $159 Three nesting tables in a Mission design Construction is a oak finish over selected hardwoods and veneersThese tables come in a set of three There is a small medium and large size that can be easily stacked on top of each other Three nesting tables i… |
|
|
Star Trek Coaster 4-Pack $8.99 Star Trek tells the tale of the crew of the starship Enterprise and its crew’s 5-year mission “to boldly go where no man has gone before.” The original 1966-1969 television series featured career-making performances from William Shatner as Captain James Tiberius Kirk and Leonard Nimoy as Spock. The series subsequently became popular in reruns, spawned several spin-offs, and a cult following developed… complete with fan conventions. This set includes 4 laminated wood coasters with non-slip cork backs featuring individual designs – “Live Long and Prosper”, “Beam Me Up, Scotty!”, “Vulcans Never Bluff” and the Star Trek logo with Captain Kirk. Each coaster measures 4-inches tall x 4-inches wide x 1/4-inch thick. Order yours today! |
|
|
Glass Coaster $21 Glass Coaster |
|
|
Roller Coaster $10 Roller Coaster – JWoww |
|
|
4109 Coaster Halsted 3 Piece Bar Table and Stool Set in Natural and $209 This Halsted 3 Pcs Set Bar Table and 2 Stools by Coaster Co is defined by mission breakfast table and comfortable barstools The table features a two-toned finish with light wood borders on the top and the stools have wood seats The two wooden stools … |
|
|
202003 Georgia 8 Drawer Dresser with Center Door by Coaster $440 Rectangular shaped this Georgia 8 Drawer Dresser with Center Door – Coaster Co features clean straight lines with a mission-inspired styling Eight drawers provide plentiful space for tucking away shirts pants jeans socks and more A center door lends … |
|
|
202001Q Georgia Queen Wood Slatted Headboard and Footboard Bed by Coaster $415 Crafted from poplar solids and ash veneers this mission inspired Georgia Queen Wood Slatted Headboard and Footboard Bed – Coaster Co offers style and comfort for your home Finished in a medium oak this bed instantly warms any room with its presence A… |
|
|
100621SET5 Meadowbrook 5 Pcs Mission Dining Set (Table and 4 Chairs) by Coaster $549 The Meadowbrook dining collection features traditional mission style made of solid hardwood in a warm Medium Brown finish A large rectangular leg table and slat back chairs create the perfect dining set while the buffethutch features plenty of storag… |
|
|
Mission $10 Everything the church does is mission depriving the idea of mission of its power to define those specific actions of God which proclaim the gospel and build God’s kingdom. |
|
|
Coaster $5.5 This book is in Good Used condition |
|
|
APPLE MAT AND COASTER SET $14.98 APPLE MAT AND COASTER SET |
|
|
Cowgirl Coaster Set $14.4 Cowgirl coaster set. 4/set |
|
|
Jumper Coaster Set $14.4 Jumpin coaster set. 4/set |
|
|
Lowrider Coaster Set $14.4 Lowrider coaster set. 4/set |
|
|
Sitges Glass Coaster $21 Sitges Glass Coaster |
|
|
Coaster, 4 stk, sort $199 Coaster, 4 stk, sort |
|
|
Magic Table Coaster, Magnetic $44 Magic Table Coaster, Magnetic |
|
|
Lismore Champagne Coaster, Clear $122 Lismore Champagne Coaster, Clear |
|
|
Coaster, 4 stk, hvid $199 Coaster, 4 stk, hvid |
|
|
Helena Teapot with Coaster $107 Helena Teapot with Coaster |
|
|
Magnetix I-Coaster $119.99 Magnetix I-Coaster |
|
|
One Fierce Beer Coaster $6.49 One Fierce Beer Coaster |
|
|
Black Twin Daybed with Trundel and Storage Drawers by Coaster Furniture $524.23 The Black Mission Day Bed by Coaster Company is suited for relaxing and/or entertaining. This piece is framed in a solid wood and finished in deep black featuring twin bed, twin trundle and storage drawers. The three drawers of storage composed under the trundle allows for extra storage space.Clean LinesTrundle IncludedLower Section of Trundle Features Storage DrawersDaybed BedDimensions: 42-3/8″W x 80-3/8″ D x 36-1/4″H Type: Kids’ Beds and Bunks |
|
|
700008 Abernathy Rectangular Coffee Table with Shelf by Coaster $249 At the center of your living room seating group this casual contemporary coffee table adds great style and functionality The arched sides with open grid work offer a subtle and sophisticated mission influence with a contemporary casual twist The spac… |
|
|
Barrel Racer Coaster Set $14.4 Barrel racer coaster set. 4/set |
|
|
InterDesign Timbro Coaster Set by InterDesign $18 Timbro Coaster Set by InterDesign |
|
|
Mission Impossible $10 Mission Impossible – Mission Impossible |
|
|
Chicken Mission $10 Chicken Mission |
|
|
Mission Failed $10 Mission Failed |
|
|
Mission Server $287 Mission Server |
|
|
Mission Galactica $5.99 Mission Galactica |
|
|
Mission Se $4.99 Mission Se |
|
|
Mission No.X $14.49 Mission No.X |
|
|
Mission Control $10.49 Mission Control |